Credit Card Response Codes

Credit card response codes are alphanumeric or numeric codes that issuers return during the processing of a credit card transaction. These codes indicate whether a transaction was approved, declined, or requires further action. Each response code provides crucial information about the outcome of the transaction and guides the merchant on the next steps.

Key Aspects of Credit Card Response Codes:

Examples of Common Response Codes:

Usage and Importance:

Understanding and effectively managing credit card response codes is crucial for merchants to process transactions smoothly, address declines or errors promptly, and ensure a positive shopping experience for customers. Merchants must familiarize themselves with these codes as part of their routine payment processing activities.