Glossary

Imprint

Imprinting is a traditional method used in credit or debit card transactions, especially in scenarios where electronic payment systems are unavailable. This manual process involves creating a physical impression of the embossed details from a card onto a transaction form or sales slip. The embossed information typically includes the cardholder's name, card number, and card expiry date.

This process is facilitated using a device known as an imprinter, sometimes referred to as a "knuckle-buster" due to its manual operation. The card is placed on the imprinter along with a two-part form, one part for the merchant and one for the customer. A roller is then manually pressed over the card, transferring the embossed information from the card onto the form through carbon paper or other pressure-sensitive means.

Imprinting is particularly useful in environments where electronic systems fail or in remote areas where electronic processing is not feasible. It allows merchants to continue accepting card payments even in the absence of modern technology. However, this method does carry risks, including potential errors during the imprinting process and increased susceptibility to fraud, since the security features of electronic verification and authorization are not utilized.

Due to these drawbacks and the widespread adoption of more secure electronic payment methods, the use of imprinters has significantly declined. Nonetheless, some businesses still keep imprinters as a backup method for processing payments during electronic system outages.

Ready To
Start Saving?