Glossary
P2PE / PCI-Listed Point-to-Point Encryption Solution
P2PE, or Point-to-Point Encryption, is a security standard for protecting payment card data by encrypting information from the point where a card is swiped, tapped, or inserted in a payment terminal, until it reaches a secure endpoint where it is decrypted. This method significantly reduces the risk of payment card data being intercepted or compromised during transmission.
A PCI-Listed Point-to-Point Encryption Solution refers to an encryption system that has been validated against the PCI P2PE standard and is officially listed on the PCI Security Standards Council's website. This validation ensures that the solution adheres to rigorous security measures and best practices defined by the PCI Council, providing an additional layer of security and compliance assurance to businesses handling payment card data.
The key components of a PCI-Listed P2PE solution include:
For merchants, implementing a PCI-Listed P2PE solution can significantly simplify PCI DSS compliance by reducing the number of system components and processes subject to PCI DSS assessments. This not only lowers the risk of data breaches but also reduces the scope and potentially the cost of compliance.
In summary, a PCI-Listed P2PE solution offers robust security for transactions, helping merchants protect sensitive payment card information against data breaches and ensuring compliance with industry standards.