Glossary

Routing Number

A Routing Number, also known as a Routing Transit Number (RTN), is a unique 9-digit code assigned by the American Bankers Association (ABA) to identify financial institutions within the United States for the purpose of clearing funds or processing checks. Each routing number is specific to a particular bank or credit union and assists in directing the flow of financial transactions through the proper channels.

Key aspects of routing numbers include:

Each routing number consists of:

When setting up direct deposits, automatic payments, or wire transfers, it is essential to provide the correct routing number to ensure that the funds are accurately routed to or from the associated bank account. Most banks and credit institutions list their routing numbers on their websites, on checks, or through customer service departments.

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