Under Review

"Under Review" refers to a status applied by payment processors to transactions that appear potentially fraudulent or high-risk. This practice involves a thorough examination of the transaction details before the transaction is submitted for final processing. The review process is implemented to ensure that all aspects of the transaction align with normal patterns and do not exhibit signs of fraud or unusual activity.

During this review, payment processors may scrutinize the transaction's origin, the amount involved, the parties to the transaction, and any previous interactions or transactions related to the accounts involved. This can include verifying the identity of the parties, analyzing transaction history, and checking for any discrepancies that might indicate fraudulent intentions.

The outcome of this review can lead to several actions:

This practice is essential in the payment processing industry to protect against losses from fraudulent transactions and to maintain the integrity of the payment system. The review process, while occasionally causing minor delays in transaction processing, is a critical step in safeguarding all parties involved.