VAR Sheet

A VAR Sheet, also known as a Value Added Reseller sheet or parameter sheet, is a crucial document in the electronic payment industry that contains specific configuration information required to set up a payment processing system for a merchant. It serves as a blueprint containing detailed data such as merchant account information, bank account details, and processor information.

The primary function of a VAR Sheet is to facilitate the correct configuration and communication between a payment gateway and the merchant’s account provider. It ensures that transactions are routed correctly and securely, linking the merchant's point-of-sale system or e-commerce site with the acquiring bank and payment processors.

Information typically found on a VAR Sheet includes:

For merchants, obtaining a VAR Sheet from their payment processor is a critical step in setting up their payment systems. It must be handled with care, as it contains sensitive information that could pose security risks if leaked. Properly configuring payment systems using accurate and secure VAR Sheet data is essential for smooth, secure transactions and for maintaining trust in the merchant’s payment infrastructure.